Blog
March 26, 2015

Do You Know Your Flood Risk?

According to the National Flood Insurance Program (NFIP), floods are the number one natural disaster in the country. Good thing that this week is National Flood Safety Awareness Week. Wait, you had no idea about Flood Safety Week? I can't blame you; there have been plenty of motorcycles and basketball games to distract all of us. We'll let this one slide, but if you think floods won't affect you and your home, think again. According to the NFIP, everyone lives in a flood zone. Even those who don't live near water are at risk, because anywhere it rains, it can flood. Heavy rains, clogged or insufficient drainage systems, nearby construction projects, broken water mains and inadequate levees and dams can cause flooding that put your home and belongings at risk.

Your home is one of your greatest investments. It's important to prepare ahead should disaster occur. Here are three simple steps to help make sure you're ready in the event of a flood.

  • Create a "flood file" and keep it in an accessible waterproof and fireproof container. It should contain a personal property inventory of your home, a copy of your insurance information, copies of any critical personal documents (e.g. social security cards, titles and deeds), and a CD backup of computer documents and digital photos.
  • Prepare your home by making sure your sump pump works and has a battery backup, your gutters and downspouts are clear, your electronics and appliances are elevated, and any valuables and keepsakes are moved to a higher level.
  • Develop an emergency plan that includes evacuation routes from home, work and school. Make sure that plan includes an out-of-town contact list that all family members can call in case you get separated. Also, create an emergency kit with extra drinking water, non-perishable food, first-aid materials, blankets, a battery-powered radio, a flashlight, and extra batteries that can be grabbed easily if you need to evacuate.

It's important to know that most home policies don't cover flooding and just a few inches of water damage can cost thousands. To get an idea of what flooding can do, check out this interactive tool.

Article By

Brianne

Brianne Tucker

Brianne is a communications specialist for Foremost. She grew up around classic cars, has a soft spot for all things automobile, and dreams about owning a Corvette Sting Ray (C2) someday. She's also been known to tackle a home DIY project or twenty. Brianne's insatiable thirst for knowledge gives her plenty to write about and makes her a fairly formidable trivia opponent. She hopes you get as much out of her posts as she got researching them.

Read other articles by Brianne Meet the rest of the team!

Related Articles

Comments